Thumbtack

I am about to start a new job in the next few days (fingers crossed) as a proofreader for Thumbtack. It has been a norm for me to search and learn about companies I get to work with before I even start and so should everybody else. I was kind of hesitant at first because of some of the things I have read about Thumbtack but as I go deeper, I have learned a lot of things. For certain, I know that all the rumors about the company is not true especially because I have been accepted within the circle so I now know about things out-side people would not normally know and I could definitely say that what they were saying in the internet are not true. Secondly, I have learned why my job is actually important for the company. A lot of the customers and professionals catered by the company needs help so that they can attract leads.

Technically, there are a lot of things the company could still improve on, I know, but these are handled by a different team and I am sure they are working hard to improve the system especially because this company is still young. It started in 2009. If the company's business model has absolutely no potential, Google wouldn't have invested $100 million dollars in them. Now if I could just get a hold on some of those Thumbtack stocks before the company's IPO, I'd be set for life.

Anyway, so I see a lot of complaints from professionals saying they are not getting their money's worth, but I also see the thumbtack customer service hard at work in genuinely trying to help these people and actually getting positive results. Visit their Facebook page if you want to see this firsthand. Besides, what growing company would not go above and beyond in trying to keep their customers? And what company is perfect? Everybody has their fair share of detractors one way or another. The good thing about this company is they are constantly trying to improve and the journey may not be as smooth but at least they are on the right track. I have been online for a long time now and I know that people almost always voice out their complaints but not their satisfaction and though I have read complaints, I have also read a ton of appreciation for the company's services and that's what keeps this company going.

So, as what I have said above, I have learned the value of the job that I'm about to do for the company and as I went further with my investigation, my hesitation has turned into anticipation because I know that I may be making a difference for both the company and its clients. So I can honestly say that I am now excited to be a part of the Thumbtack family and I am looking forward to be a part of their community as well. Wish me luck!

Apple iTunes (AVPlayer HD)

So Apple iTunes finally opened up for the Philippine market and I already bought a few songs in my catalog and will be looking forward to filling up my catalog with more songs and movies in the future. I like buying individual songs because back before, if I like a song, I needed to buy the whole album (in CDs), which most of the time is a waste of money because I really do not listen to all the songs in the album anyway so being able to buy individual songs is a big sigh of relief to my wallet and my ears in some cases.

I may also be buying some movies in the future but for the meantime I am loving the AVPlayer HD because of it's ability to play a lot of media file types like matroska files and also the file transfer is such a breeze. I could transfer my movies without plugging in the iPad to iTunes by simply choosing the HTTP file WiFi transfer, typing in the IP address shown to my address bar, and selecting the file to transfer and voila. Instant movie on the go.

Familiar Faces

I've been very busy these past couple of months because of work and I have another interview tomorrow for a full time online work so I'm sure I'll be busier, but it's just funny sometimes to realize that people doesn't have the slightest idea of the connection of familiar faces we see in our everyday lives. An acquaintance approached me today and I learned that we have communicated in a forum before. It's just that I like to plaster my face all over my profile in the internet that's why anyone who I crossed path before in the interwebs will easily recognize me. I've had similar experiences before where I learn that a coworker is actually a distant relative of my partner in life and I learned it through where else but Facebook or my brother's wife's circle of friends is the same as the circle of friends of my girlfriend's brother's ex-girlfriend. LOL. It's a bit confusing but that's how it is. Anyway, if you come across this blog and ever see me wondering around like a fool in Baguio City, just holler aight! Peace, I'm out!

Web Researcher

I was offered a medical web researcher job in oDesk and passed the test that was given to me. I am quite excited to start working on the job because these are the kinds of work that I wanted. Something to stimulate my brain and I really felt it when doing the test specially with the limited time that was given, although I hope when there's already actual work that I am given a much longer time to complete the task.

I am really looking forward to this work and I hope I could bring a lot to the table. I better go start brushing on my web research skills and techniques so I could prove to the company that hired me that I am the right man for the job. Besides, having a medical web researcher as a job description sounds pretty cool if you ask me.

Applewerkz Contest

I just won a free SGP screen protector for my Galaxy Note today from Applewerkz!! Yahoo! It's really a very easy contest. You just need to answer the question, "What is the predecessor of the Galaxy Note?" Back in 2004, I won a 1-gig USB pen drive from Acer but the cost of travelling to pick up a 500-peso device in their main office in Makati is just too much so I passed on that. But I just got good news that my prize is going to be shipped to me. Another Yahoo!

I think it's quite unfair to the others though because I'm currently working on a project where web research skill is a must and believe me, if it's in the web, I WILL find it. I also won a music CD a couple of years ago for guessing the birthday of the owner's wife with the help of this particular skill and if I can find such information in a few minutes, finding out the correct predecessor of the Galaxy Note is such an easy task for me. It took me only a few clicks.

I also remember helping out someone finding information about a long lost acquaintance with only a first name and a few descriptions and I ended up finding out about the person's history and current whereabouts. The lesson here is if you have been online for a few years, you are easily searchable so be careful what information you put out about yourself in the world wide web because that information will be there forever and anybody can find it. You just have to ask the right questions.

Instagram vs pixlr-o-matic

My Lonely Lamp

First of all, happy Easter everybody! The popular Instagram app that was once exclusive only for the IOS finally became available for android users a few days ago. But honestly, I can't really see what the fuzz is all about. I've been using pixlr-o-matic and to me it seems a much more capable photo editing app than the current version of Instagram for android devices. I have never owned an iPhone nor have plans in the future so I really cannot say if this app is indeed great in that particular device, but I can definitely say that pixlr-o-matic is a much better option for photo-editing android users. I think it has much more effects compared to the current version of Instagram unless of course they add a bunch more in future updates. One thing I do know is that Instagram has a much larger social scene than pixlr-o-matic, although images can also be uploaded and shared in the latter. So what I suggest is you edit your pictures using pixlr-o-matic and upload it on Instagram for now. Maybe I'll finally see the greatness of Instagram after some more updates but for now, I think I'll stick with my very capable pixlr-o-matic.

The photo on the left is taken by my Samsung Galaxy Note and edited using the pixlr-o-matic app for android.

Regardless, if you want to download and try the android apps I mentioned above and judge them yourselves, the links are below.

pixlr-o-matic

Instagram

Registering Your Online Work In The BIR

I came across an article in Yugatech about Filipinos being one of the top freelancers in Odesk and came across a reader post that states that the BIR will find a way to tax these Filipinos. Actually, online freelancing is taxable under the line of business category "9309 Other Service Activities" and is subject to monthly taxes and income tax returns. I pay my taxes monthly and will be passing my annual ITR next week. I would have taken care of that this week, but because of the holy week, the BIR and banks are closed. So in light of this, I will try my best to recall and explain how to go about in registering your line of work in the Bureau of Internal Revenue or BIR so you could start contributing to our country's economic growth and get to have your own ITR or Income Tax Returns, which you might even find useful in the future, i.e. credit card application.

First you need to get a Professional Tax Receipt or PTR in your city hall. When I applied at the BIR, I did not know that I needed this and was forced to continue my application the next day since I need this to complete my registration. Community Tax Certificate or CTC or Cedula is not needed at this moment.

I suggest you go early because you need to go pay the annual application fee in an authorized agent bank or AAB, which unfortunately has a cut-off of before lunch. You will also of course need a tax identification number or TIN. If you don't have one then you need to get one first. This might probably make your application time a bit longer but you do need this. I'm not sure how much longer it would take though because I have had my TIN since 2004.

Now for your application. First, you will need to be assessed. Either ask the guard or any employees you come across with where this is. Tell your assessing officer that you work online as a freelancer and that you directly get paid by your clients abroad for your services. I get paid through wire transfers and through paypal and I explained to them that my clients do not pay any witholding taxes as far as I know. If your work goes through a middleman here in the Philippines you will need to get their TIN and be registered as a regular employee since you are considered one.

They will then tell you to fill up three copies of both the 0605 and 1901 forms. After filling up these forms, either have your TIN verified by showing your 0605 forms at the TIN verification booth or go to next step, which is assessment of the requirements, and this is where the PTR comes handy because it is the only requirement that you will need at this point. If you don't have this in hand, you will need to get it in your city hall and that will take another hour or more. Now I assume depending on where you are, either they will help you out and not require you to go to the process of verifying your TIN and do it themselves or point you back to the TIN verification booth. I'm not sure of this though. We have the nicest people here in Baguio City so I guess it depends on where you are.

Up next is paying the 500-pesos annual fee in an authorized agent bank. You can ask your assessing officer where is the nearest authorized agent bank or AAB you can go to. I tried looking for a list online but eerily can't find one. I can confirm a few though like the Land Bank of the Philippines, Banco De Oro, and Philippine National Bank as these are the banks that I have gone to. I know you can pay your taxes online at the Bank of the Philippine Islands but that's all I know.

At this point, one of your 0605 and 1901 forms will be in your possession and the rest will be kept by the bank. You need to bring these back to the BIR. They will then schedule an orientation date where you will get all your forms back after and then some.

After the orientation, they will give you a simplified set of booking records or a ledger, which is of course for a fee. If I remember it correctly, it was about 50 pesos. This is where you'll write down your transaction records like payments and expenses. Remember that this ledger should be renewed every year regardless if there are still plenty of space to write into (i.e. you registered in November and only has filled up the ledger for your November and December transactions), as well as the 500-peso registration.

The final step will be ordering your receipts. If you know a printing press where you can order one and think you'll save some money feel free to do so. If you don't, you can ask someone in the BIR who knows one and you can order from them. I think I paid 500 pesos for a 500-page receipt. This is an official receipt and you could actually use these if you want to sell stuff online because online selling is also under the "9309 other service activities" category as far as I know. You'll probably wait a few days before getting your receipt.

And that's it. You can now legitimately shout out the phrase "I'm a taxpaying citizen goddammit!" And you'll even have those little "Ask for Receipt" certificates to post in your personal office's door (see image above).

Note: This is a step for online workers only and may be different from the steps for applications of people in other lines of work.

Skype Unlimited World

I've been subscribed to a service called Unlimited World in Skype for two years now since my girlfriend left to work in Singapore. I call her every single day while she commutes to and/or from work so she wouldn't feel alone and lonely. Sometimes, I ring her when she's out of her apartment and we just keep the line open just so we could hear each other's voice. She also uses my Skype account to call her relatives in Canada and Hong Kong and I use it to call my family in the United States and we can talk for hours without having to worry about the cost. I have also used my account to call hotels abroad and for some other international calls on some occasions.

So is the $14 monthly subscription worth it? I would say absolutely YES! A $20-a-year magic jack, confined to unlimited calls to only Canada and USA, cannot compare to the usefulness of this subscription for a person like me who knows people from all over the world, which if you think about it, like most Filipinos.

Here is the complete list of the countries I could call with my Unlimited World subscription.

Landlines:

Argentina, Australia, Austria, Beligum, Chile, Croatia, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Israel, Italy, Japan, South Korea, Luxembourg, Malaysia, Netherlands, New Zealand, Norway, Poland, Portugal, Russia (Moscow and St. Petersburg only), Slovakia, Spain, Sweden, Switzerland, Taiwan, and United Kingdom

Landlines and mobile phones in:

Canada, China, Guam, Hong Kong S.A.R, China, Puerto Rico, Singapore, Thailand, and United States

This is really quite useful for Filipinos because, as I mentioned above, we are scattered all over the world. If you convert the cost of this subscription to pesos, it is roughly the same amount as a local monthly landline subscription, which only offers unlimited local calls. So think about the amount you can save with this. The only downside I see is that the relative working abroad probably wouldn't want their relatives in the Philippines to have easy access to them. I'd be scared too if any of my relatives in the Philippines can call me to ask for money any time of the day, LOL.

If you have a smartphone with a Skype app installed. Then the possibility just became endless. When I'm out of the house and needed to call abroad, I simply whip out my phone, connect to a nearby free wifi, or connect to my prepaid mobile internet, which only costs 10 pesos for 30 minutes (Smart), and presto, a very cheap way to call abroad.

But how do one subscribe to this you say? First, you need a computer, internet connection, and Skype installed of course or a smartphone with a Skype app installed that could connect through wifi or mobile internet. You also a need either a bank account, Paypal account, or a credit card. And lastly, a Skype account. Click here to go directly to their monthly subscription page and choose Unlimited World. One reminder though, this is called a subscription for a reason, because it is. If you want to use it for just one month, you have to cancel your subscription manually so you won't be billed for the next. That's it! Happy Unlimited Calling!

On The Go

One thing I love being a freelancer as I have mentioned before is being able to do stuff you couldn't normally do if I was a regular office employee like paying utility bills and going to the bank. Although I have someone who could do these things for me, I do prefer to do them myself. What I would do is get some work done at home, go to where I needed to go, and then finish up the the rest of my work outside.

One place I usually hang out to finish my work is at The Coffee Experience here in our local mall. I could go to Starbucks but the WiFi speed there is abysmal, which is a no-no for my work. I have a quota and the quantity of my work depends on how fast I can access the internet. The free WiFi here is fast enough. I could also go to an internet cafe like Got Hub that offers a wired connection for laptops and save a few pesos, but I've noticed the speed has recently dropped. And besides, the couch at the coffee shop is much more comfortable.

Unionbank EON Debit Card

I'm surprised that some Filipino netizens are still unaware of this very invaluable piece of plastic especially for those who want to purchase products online but doesn't have credit cards. I just had my EON card renewed 3rd quarter of last year and will probably still keep it for years to come since I only have a Mastercard via my credit card and this one has the Visa Electron logo.

Currently there is only one way to apply and that is to go directly to the bank. Before 2009, you can apply online but they have since disabled that. So better put on your smiling face and prepare to talk to a grouchy personnel. Bring photocopies of two valid I.D.'s such as:

1. Passport.

2. Driver's license.

3. PRC I.D.

4. TIN card.

5. Voter's I.D.

6. SSS I.D.

7. Postal I.D.

8. Current Company I.D.

9. Current Student I.D.

You only need to pay for the card and there is no maintaining balance. However, it has a yearly 350-peso fee much like a credit card, albeit much much lower than the usual 1500-peso a year fee for classic credit cards. Also, if you withdraw funds through the counter, there will be a 100-peso fee and in your third Unionbank ATM withdrawal, there will be a 10-peso fee, and a straight up 10-peso fee per transaction on non-Unionbank ATM withdrawals. So, they're basically saying this card is designed as a prepaid credit card and encourage you to use it as such. Don't worry though because it's accepted in all establishments that bear the VISA logo.

Prepare at least 700 pesos, 350 for the card fee and the rest for your deposit so your card already has funds when you pick it up it in a couple of weeks. This is important because when verifying your card in your paypal account and registering it as your primary card for your google wallet account, these two services will need to withdraw a certain amount each from your account to verify your cards. About $2 or 100 pesos is the magic number so make sure you have that amount in your card when you verify. But don't worry, they will refund the amount and this will be back in your account in no time or in my experience in about a couple of days.

But before verifying this card in your paypal account, it is best to enroll it in Unionbank's online banking facility first. This will only take at least two days to activate and there is no need to go to the bank to fill up some forms unlike in other banks. I'm looking at you Metrobank and BDO. This way you could verify your Paypal account quickly because you could see your transactions online where you will find the four-digit EXPUSE or Expanded Use number that you will use to verify your card in your paypal account. You could also call the customer service to ask for the EXPUSE number if that's your thing, but I like to do things privately. One word of advise, make sure your billing address in your EON account is exactly the same with your billing address in your paypal account.

Also, having an online account, you could easily track your funds and your transactions so you don't need to check your balance in the ATM, which unfortunately also has a fee and quite inconvenient if you ask me. How much though, I'm not sure because never once did I check my balance through the ATM machine, but I'm sure there is because I always read the fine print.

Registering your EON account as your primary card in google wallet is fairly easy. Just register it like a regular credit card and it's all done. No more verification numbers to think about.

After verifying with paypal using the four-digit EXPUSE found in your transaction detail, you can now register and use your account in any online shopping sites that accepts this as a form of payment (i.e. ebay) and shop till you drop, of course I mean as long as you have funds in your EON account. And with your google wallet/checkout account, you can now purchase apps in the google play market for your android device.

Some disadvantages though are you cannot book hotels online, you cannot pay airline tickets, and you need to go to the bank and deposit funds before you could purchase things online, but at least you can.

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So let's summarize.

1. Go to your nearest Unionbank to apply for an account.

2. Pay 350 pesos for the card together with a deposit (For convenience of course. You can always deposit more funds when you pick up the card).

3. Wait two weeks to pick up the card.

4. Enroll your EON card to the online banking facility and wait for it to be activated.

5. Verify your card in your paypal account.

6. Check your transaction details and look for the description with PP or Paypal in it with four numbers and enter those four digits as your paypal verification code.

7. Register it to your Google wallet just like a regular credit card (No verification number needed).

8. Enjoy your online shopping freedom.